Student Financial Aid

Student Loan Repayment

Navigating student loan repayment is an important step in your financial journey after graduation. Whether you're preparing to enter repayment for the first time or exploring your options for managing existing loans, our goal is to provide clear, accessible information to help you make informed decisions. On this page, you'll find resources and guidance on repayment plans, loan forgiveness programs, deferment and forbearance options, and tips for staying on track. Let us help you take control of your student loans and plan for a financially healthy future.

Exit Counseling: Students who are graduating or taking an extended break from their curriculum must complete their Student Loan Exit Counseling here.

Department of Education Resources

The Department of Education provides loan calculators to aid borrowers in estimating monthly student loan payments and choosing a loan repayment plan that is best for them. It can also be used to decide whether consolidation is the right option for the borrower.

Due to changes to federal aid brought about by the One Big Beautiful Bill, repayment options have changed for current borrowers. The Department of Education outlines the currently available ones here.

  • Can I start repaying my student loans while I am in school?
    • Yes. There is no early payment penalty and a borrower's student loans will not kick into repayment if they begin paying earlier than their graduation date or end of their grace period
  • What is a grace period?
    • A grace period is 6 months after the student graduates. During this time, the borrower's federal student loans will remain in deferment.
    • Students borrowers who have taken time off during their academic career may not be eligible for their grace period and repayment may start at graduation.

The Department of Education provides answers to the most common questions borrowers ask! From understanding what is owed to how to make a payment, find all that information here.

Borrowers may be eligible for loan forgiveness options. The Department of Education provides a comprehensive list of forgiveness options here.

Association of American Medical Colleges

(AAMC)

The AAMC is a nonprofit organization representing accredited medical schools in the United States. The organization provides a plethora of financial literacy materials, including repayment information for medical students.

The AAMC provides insight into options and practices for Medical School Borrowers here.

The AAMC provides information on what consolidation is and the pros and cons here.

There are Medical specific options for loan forgivness, scholarships, and service programs which the AAMC outlines here.

The AAMC provides tips and tricks about easing into residency here.