Annual Enrollment

October 1, 2026 - November 13, 2026

Annual Enrollment Begins October 1, 2026: If you are  a benefits-eligible employee, you may participate in Annual Enrollment. Annual Enrollment provides you an opportunity to enroll, change, or cancel benefit elections for the 2027 calendar year. You can review your current benefit elections in PeopleSoft.

If no action is taken, all benefits will roll over to the 2027 Plan Year, except for Flexible Spending Account(s) (FSA) and Health Savings Account (HSA) contributions. These contributions must be re-elected each year. 

Annual Enrollment will close on Friday, November 13, 2026 at 11:30 PM CST. No changes can be made after the Annual Enrollment period has ended. All changes made will be effective January 1, 2027.

For questions regarding the Annual Enrollment process and our benefit offerings, please email the HRM Benefits Team: NOHRMBenefits@lsuhsc.edu.

Enrollment Form Submission Portal Instructions

  1. Review the plan and premium changes for 2027. Plan and premium changes, as well as forms, are listed below.
  2. Determine what changes you want to make.
  3. Fill out the applicable enrollment form(s). 
  4. Access the Annual Enrollment submission portal. The link for the portal is below.
  5. Answer the questions and upload your enrollment forms.

 

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2027 Health Plan Comparison

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2027 Benefits Guide

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2027 Premiums

 

This portal is designed to streamline the submission process, making it easier and more efficient for everyone.

Key Features:

  • User-Friendly Interface: Navigate the portal with ease.
  • Secure Submissions: Your information is protected with top-notch security measures.
  • 24/7 Accessibility: Submit your forms anytime, anywhere.

How to Access:

  1. Visit 2027 Annual Enrollment Submission Portal. Click Here!
  2. Log in with your credentials.
  3. Follow the prompts to submit your open enrollment forms.

Submitting forms through the submission portal is required. Should you have any questions or need assistance, please do not hesitate to contact our Benefits Team at NOHRMBenefits@lsuhsc.edu.

Health Insurance Enrollment Form

Dental, Vision, & Identity Theft Enrollment Form

Health Savings Account Contribution Election Form

Financial Protection Enrollment Form

Flexible Spending Account Enrollment Form

United Healthcare Evidence of Insurability Form (EOI)

United Healthcare Spouse Evidence of Insurability Form (EOI)

Prudential Evidence of Insurability Form (EOI)

 

Overview of Changes

  • 7.75% premium increase for all Pelican and Magnolia plans (all coverage levels)
  • No plan design changes
  • OGB Website

  • No premium changes
  • The frame allowance will be $150 for all in-network providers.
  • The 15-20% discount on amounts over the contacts or frame allowance will no longer apply.
  • Humana Digital Showroom

  • Renewal is required for every plan year
  • Administrative fee of $5.00 per month will apply for 2027 Plan Year.
  • *IRS may increase limits mid-annual enrollment
  • Healthcare FSA maximum contribution limit is $3,400. 
  • Dependent Care FSA maximum contribution limit is $7,500* ($3,750 if married and filing separately)
    • The IRS requires employers to perform non-discrimination testing, which means contribution limits must sometimes differ by income.
    • *If you are a Highly Compensated Employee (HCE), defined by the IRS as someone who earned $160,000 or more in the prior year, your dependent care maximum remains at $5,000.

  • Renewal is required for every plan year
  • Reminder: LSUHSC will contribute $200 and match up to an additional $575 each calendar year
  • The 2027 contribution limits are below. Employees ages 55 and older may contribute an additionl $1,000.
    • Employee Only: $4,500
    • Employee + Family: $9,000
  • Per IRS regulations, If you are enrolled in Medicare, you cannot contribute to an HSA

  • No changes to premium or plan design
  • Review any upcoming premium increases based on your age
  • Employee: Maximum coverage up to the lessor of 3 times annual salary or $350,000 in $10,000 increments
    • If you are currently enrolled, you may increase your coverage by $10,000, up to the maximum limit, with no Evidence of Insurability (EOI)
    • If you are not enrolled, you may elect $10,000 with no EOI*.
  • Spouse: Maximum coverage up to 50% of employee amount, up to maximum of $175,000 in $5,000 increments
    • Must submit EOI to elect any new or additional coverage.
  • Child(ren): May enroll child(ren) in any level of coverage with no EOI
  • If you have been previously declined for coverage by UHC, you must re-submit EOI and be approved for any coverage.
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  • EOI Instructions

  • Review any upcoming premium increases based on your age.
  • No plan design changes.
  • $100 annual wellness benefit for enrolled employees, spouses, and child(ren).
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  • No changes to premium or plan design. Note: Premium is based on salary and may change at any time.
  • You may apply for this benefit at any time with Evidence of Insurability (EOI).
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  • No plan design or premium changes
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  • No plan design or premium changes
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Retirees Only: Please submit all forms to HRM at NOHRMBenefits@lsuhsc.edu or 433 Bolivar St., New Orleans, LA 70112. Submitting information directly to OGB will delay processing and may result in incorrect insurance coverage and premium deduction.

2027 Health Plan Premiums for Retirees

 

LSU First Medicare Retiree Plan (Administered by United Healthcare)

  • 17% premium decrease.
  • Members will have two ID cards: One for medical coverage and one for prescription drug coverage. 
  • LSU First MRP Webpage

Office of Group Benefits (OGB) Health Plans (Magnolia and Pelican Plans)

  • 7.75% premium increase for all Pelican and Magnolia plans (all coverage levels)
  • OGB Website

Office of Group Benefits (OGB) Medicare Advantage Plans

  • OGB’s three Medicare Advantage plans will have premium changes that vary by plan and region.
  • OGB Website

Office of Group Benefits (OGB) Non-Medicare Retiree Meeting Schedule

Office of Group Benefits (OGB) Medicare Retiree Meeting Schedule